What are you insuring?
Agency
Clients
Resources
Short guides to the questions property owners, guard companies, truckers, NEMT operators and families ask us most.
Commercial property
Wind exposure, more than the building itself, is why many $5M-plus Houston properties get turned down.
NEMT
Transportation brokers and facilities set the insurance limits before they send you a single ride.
Commercial trucking
Running under your own authority means your own federal filings and your own premium.
Security guard
Texas DPS accepts the PSB-05 (PSP-05) as proof that a licensed guard company carries the required liability insurance.
Workers' comp
Optional for most private employers in Texas. Required in Georgia once you have three regular employees.
