- Tree Insurance Agency, LLC – GA 305 Trilith Pkwy, Ste 300 #1771 Fayetteville, GA 30214
Auto
Auto Insurance
Protecting you on the road doesn’t have to be complicated. We break down every coverage option in plain language so you know exactly what you’re paying for — and why it matters.
Stop overpaying. Start getting covered the right way.
Most people are either paying too much for coverage they don’t need — or driving around dangerously underinsured without knowing it. At Tree Insurance Agency, we fix both problems. As an independent agency, we shop multiple carriers on your behalf to find the best rate for your exact situation. You get one agent, multiple options, and zero runaround.
- We work for you — not the carrier: Unlike a captive agent tied to one company, we compare rates across multiple carriers to get you the best deal.
- Quotes in minutes: No lengthy paperwork or back-and-forth. We get you covered fast — often the same day
- A real person answers: When something happens, you call us — not an automated robot. We know your policy and we go to bat for you
No obligation. No pressure. Just real numbers so you can make the best decision for your family.
We Insure More Than Just Cars
- Car insurance
- Motorcycle insurance
- ATV insurance
- Boat insurance
- Jet ski insurance
- RV insurance
- Classic car insurance
Coverage Options Explained
- Liability: Covers injuries and property damage you cause to others in an accident. This is the minimum the state requires — it protects the other person, not your vehicle.
- Collision: Pays to repair or replace your vehicle if you're in an accident — regardless of who's at fault. Required by most lenders if you have a car loan or lease.
- Comprehensive: Covers damage that isn't from a collision — think theft, fire, hail, flooding, or hitting a deer. Often called "other than collision" coverage.
- Uninsured / Underinsured Motorist: Protects you when the at-fault driver has no insurance — or not enough. Highly recommended, as uninsured drivers are more common than you'd think.
- Medical Payments (MedPay): Helps cover medical bills for you and your passengers after an accident, no matter who caused it. Works alongside — or instead of — health insurance
- Rental Reimbursement: Pays for a rental car while your vehicle is being repaired after a covered claim. A small add-on that makes a big difference when you're without wheels.
- Roadside Assistance: Covers towing, flat tires, dead battery jump starts, lockouts, and running out of gas. Available 24/7 so you're never stuck on the side of the road alone..
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Keep Your Policy Active — Why Payments Matter
A lapsed policy can cost you more than you saved
Missing a payment — even by a few days — can result in a policy cancellation. Once cancelled, you’re driving uninsured and legally at risk. Worse, a lapse in coverage is a red flag to carriers and almost always leads to higher rates when you reinstate or shop for a new policy.
- Set up autopay so you never miss a due date. Most carriers offer a small discount for it too.
- Save your due date in your phone calendar with a 5-day reminder as a backup.
- Call us before you miss a payment — we can often help you explore options before a cancellation happens.
- Keep a copy of your declarations page — it's proof of coverage if you're ever stopped or in an accident.